What is a budget?
An ASU financial expert says a budget should empower — not restrict — your spending.
In this article published June 25, 2026, on WalletHub:
A budget can and should be a tool of financial empowerment. With a budget, you decide how much money to allocate to different things, and then it becomes a tool to help you realize that vision.
— Ives Machiz, clinical assistant professor of finance
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