Credit cards.

Best credit cards for recent college graduates

A W. P. Carey finance expert shares why college grads should have a credit card.

In this article published April 20, 2026, on WalletHub:

College graduates should have at least one credit card, as that will allow them to build their credit history. Having a good credit history will allow them to rent apartments, buy cars, and eventually [purchase] houses on their own.

Debra Radway, associate teaching professor of finance

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